Key Features & Benefits

From my experience, this is a very easy way to increase your loan portfolio. Their collection effort is superior. The yield was always within our target. Their service and responsiveness were unsurpassed.

Leland B. Rymer

Regional President of Appalachian Community Bank

Increase interest rate margin and profitability

  • Average net yield to the bank is currently at 9.50%

Enhance your consumer lending portfolio

  • Niche product diversifies the loan portfolio
  • Potential improve CRA scoring

Mitigate risk of loss through our Special Loss Reserve Program

  • Potential losses are covered through a special reserve which is established using a portion of our paid fee which are held with and controlled by the lender

Improve operational efficiencies and productivity

  • Fully underwritten, processed, packaged and serviced
  • No additional staff needed

Increase deposit base and cross-sell opportunities

  • Increase additional revenue sources
  • Increase Asset Size
  • Improve market share

Absolutely No Obligation to purchase a set minimum number of loans

  • Not on a monthly basis, annually, or ever
  • No barriers to entry or exit of this program